Is A Home Inspection?
A home inspection is a visual inspection of the structure and
components of a home to find items that are not performing correctly or
items that are unsafe. If a problem or a symptom of a problem is found
the home inspector will include a description of the problem in a
written report and may recommend further evaluation.
Why is a home inspection
Home Buyers: Emotion often
affects the buyer and makes it hard to imagine any problems with their
new home. A buyer needs a home inspection to find out all the problems
possible with the home before moving in.
Home Sellers: More and more sellers are
choosing to have a thorough inspection before or when they first list
their home. First and foremost, you should have a home inspection for
full disclosure. You will have demonstrated that you did all you could
do to reveal any defects within
the home. Second, you will save money and hassle by knowing now what
your defects are, not after you have already negotiated a price and are
faced with costly repairs discovered on the buyers inspection. Defects
found before the buyer comes along allow you to shop around for a
contractor and not deal with inflated estimates that a buyer will
What if the report reveals
All homes (even new construction) have problems. Every problem has a
solution. Solutions vary from a simple fix of the component to
adjusting the purchase price. Having a home inspection allows the
problem to be addressed before the sale closes.
What does a home inspection
A home inspector's report will
review the condition of the home's heating system, central air
conditioning system (temperature permitting), interior plumbing and
electrical systems; the roof, attic, and visible insulation; walls,
ceilings, floors, windows and doors; the foundation, basement, and
visible structure. Many inspectors will also offer additional services
not included in a typical home inspection, such as mold, radon and
What should I NOT expect
from a home inspection?
- A home inspection is not protection
against future failures. Stuff happens! Components like air
conditioners and Heat Systems can and will break down. A home
inspection tells you the condition of the component at the time the
component was inspected. For protection from future failure you may
want to consider a home warranty.
- A home inspection is not an appraisal
that determines the value of a home. Nor will a home inspector tell you
if you should buy this home or what to pay for this home.
- A home inspection is not a code
inspection, which verifies local building code compliance. A home
inspector will not pass or fail a house. Homes built before code
revisions are not obligated to comply with the code for homes built
today. Home inspectors will report findings when it comes to safety
concerns that may be in the current code such as ungrounded outlets
above sinks. A home inspector thinks "Safety" not "Code" when
performing a home inspection.
Should I attend the home
It is often helpful to be there
so the home inspector can explain in person and answer any questions
you may have. This is an excellent way to learn about your new home
even if no problems are found. But be sure to give the home inspector
time and space to concentrate and focus so he can do the best job
possible for you.
What is a Home Warranty?
A home warranty does protect you against components that fail in the
future. You may have to pay a deductible (service call fee) when you
have a problem. If you choose to have a warranty, be sure and qualify
coverage of your problem over the phone with the warranty company
before they send a repairman. If you do not, you may find out that your
problem is not covered and you still must pay the deductible or trip
service fee. If you have a home inspection and you know your furnace or
another major component is old, you may be better off to buy a warranty
before you purchase. We recommend you look closely at what is NOT
covered in warranty company policies as you compare prices.